Last updated November 7, 2026
This website is run by Tammy Butler of Tammy Butler. By using it, you agree to these terms. If you do not agree, please do not use the site.
Information on this site
Everything on this site is general educational information about insurance, annuities, and related planning. It is not a quote, an offer of coverage, or a recommendation of a specific policy or contract, and it is not legal, tax, or investment advice. Coverage, availability, and eligibility depend on the insurer, underwriting, policy or contract terms, and the state where you live. Products and features are not available in every state. Guarantees are subject to the claims-paying ability of the issuing insurer.
Licensing
Tammy Butler offers insurance only in the states where they are licensed, as listed on this site. Nothing on this site is an offer to sell insurance anywhere else.
No client relationship
Using this site or contacting us through it does not by itself make you a client of Tammy Butler, and it does not bind or change any coverage. Coverage begins only when an insurer issues a policy or contract.
Sensitive information
Please do not send health, Social Security, policy, or account details through the forms on this site. If we need that information, we will ask for it in a secure way.
Content and links
The text, photos, and design of this site belong to Tammy Butler or are used with permission. Please do not copy them for commercial use without permission. Links to other websites are provided for convenience, and we are not responsible for their content.
Limitation of liability
This site is provided as is, without warranties of any kind. To the fullest extent the law allows, Tammy Butler is not liable for any loss or damage that comes from using the site or relying on its content.
Privacy
Our Privacy Policy explains how we handle the information you share through this site.
Changes to these terms
We may update these terms from time to time by posting a new version on this page.
Contact us
Questions about these terms? Contact Tammy Butler.
You can reach us through the contact details on this site.